You found the perfect property. You ran the numbers. You’re ready to go.

But the big question is: Will your deal actually get funded?

Let’s break it down.

Here’s what lenders are actually looking for in 2025 — and how you can position your deal for a big fat YES.

1. Property Performance > Personal Credit

Gone are the days when your W-2 defined your loan eligibility. With options like DSCR and fix-and-flip loans, lenders care more about how the property performs than your job title. If the rental income covers the debt, you’re in the game.

2. Clear Exit Strategy

Lenders want to know: How will they get their money back? Whether it’s a flip, a refinance, or long-term rental, spell it out. A solid exit strategy builds trust.

3. Realistic Rehab Budgets

If you’re flipping a property, don’t throw out numbers that sound good—back them up. Investors who submit clean, believable budgets with contractor quotes are way more likely to get funded.

4. Experience Counts—But It’s Not Everything

Yes, experience helps. But even new investors can get approved with a good deal and the right partner. Jet Up Capital, for example, looks at the full picture—not just your past deals.

5. Fast, Clear Communication

Want to stand out? Respond fast. Be transparent. Lenders love borrowers who treat the process like a business.

Want the truth?

Most real estate deals don’t fall apart because the property’s bad. They fall apart because the funding strategy is weak.

That’s where Jet Up Capital comes in. We help investors structure deals the smart way—so they get funded fast and headache-free.

Let’s talk about your next deal. Reach out to us and get the capital you need.